
Is the American Express Cobalt worth the monthly fee if you dine out often?
A practical look at grocery habits, dining rewards, merchant acceptance and the cost of keeping Cobalt for a full year.
Read story →Eight Canadian credit cards, eight different stories about money, daily spending and travel. Pick a topic, read the analysis, and apply on the official issuer website when you're ready.

A practical look at grocery habits, dining rewards, merchant acceptance and the cost of keeping Cobalt for a full year.
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Groceries, gas, recurring bills or restaurants? Here is how to think about your two or three categories before applying.
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Understanding partner grocery stores, dining rewards and foreign transaction costs before signing up.
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Points, redemption rules, income requirements and travel insurance: the practical questions behind the travel-card pitch.
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The airline-card question is not simply how many points you can earn, but whether you fly enough to use its extras.
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A straightforward way to look at restaurant spending, cash-back category caps and everyday value.
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A no-annual-fee card may be simple, but the fine print on spending limits still matters.
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A closer look at annual fees, airport lounge access, foreign currency purchases and actual travel frequency.
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