The everyday story behind the card
Picture someone travelling internationally for work or to visit family. They may pay in foreign currencies, spend time between flights and value airport lounge access when plans change.
Passport’s travel-focused benefits matter when you use them. Estimate how many eligible lounge visits you would make in a year and how much you typically spend in other currencies. If you hardly travel, a no-fee card may be easier to justify.

Scotiabank Passport Visa Infinite+
How this plays out in a Canadian budget
A frequent traveller who takes several international trips could use lounge access and avoid the issuer’s foreign transaction markup. Someone making one short domestic trip annually might not receive comparable value from the C$150 fee.
The fine print you should not skip
Six complimentary lounge visits have program enrollment and eligibility conditions. Exchange rates still apply. Check income criteria, supplementary-card fees and the separate limits of each insurance certificate.
Three questions to answer before applying
- How many lounge visits would you actually use per year?
- How much do you spend in foreign currencies?
- Does the value of travel perks exceed the annual fee for you?
Before you continue
Read the current cardholder agreement, latest offer, applicable spending caps and any provincial differences on the issuer’s website. Approval depends on the issuer’s assessment; Credys cannot determine your eligibility. Rewards are generally not worth carrying an interest-bearing balance.
Apply directly with Scotiabank
You have reviewed the card and the real-world considerations. Continue on the official bank or card issuer website to see the application and current terms.
Apply now with Scotiabank ↗Official issuer site · External link · Terms and approval criteria apply
