The everyday story behind the card
Imagine someone who travels between Canadian provinces to visit family several times a year. If Air Canada fits their routes, an Aeroplan-focused card may feel more relevant than generic cash back.
Evaluate both Aeroplan earning and the non-points benefits that come with the eligible card account. Baggage benefits can have fare, passenger and itinerary conditions; do not assume they apply to every flight or every companion.
TD Aeroplan Visa Infinite
How this plays out in a Canadian budget
For an occasional traveller, the annual fee may be harder to justify. For someone booking Air Canada flights several times annually, the mix of points and eligible travel perks may be more useful. The decision depends on real itineraries, not advertisements.
The fine print you should not skip
Pay attention to the issuer’s income criteria, interest charges, airline-program changes, conditions on the welcome bonus and insurance certificates. Compare the total annual value of the perks with the fee.
Three questions to answer before applying
- How often do you book Air Canada flights?
- Would you use the eligible baggage or travel benefits?
- Can you meet any welcome-offer spending conditions without spending extra?
Before you continue
Read the current cardholder agreement, latest offer, applicable spending caps and any provincial differences on the issuer’s website. Approval depends on the issuer’s assessment; Credys cannot determine your eligibility. Rewards are generally not worth carrying an interest-bearing balance.
Apply directly with TD
You have reviewed the card and the real-world considerations. Continue on the official bank or card issuer website to see the application and current terms.
Apply now with TD ↗Official issuer site · External link · Terms and approval criteria apply